Terms of Service

Last Updated: January 2025

Welcome to PRIMOR PRESTAMOS. These Terms of Service ("Terms") govern your access to and use of the PRIMOR PRESTAMOS mobile application and website (collectively, the "Service") operated by PRIMOR PRESTAMOS SL ("we," "us," or "our").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

1. Acceptance of Terms

By downloading, installing, or using the PRIMOR PRESTAMOS application, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Service.

2. Description of Service

PRIMOR PRESTAMOS is a financial technology application that helps users compare and find the best loan offers, credit products, and financial services from various financial institutions. We act as an intermediary platform that connects users with financial service providers.

We do not provide financial advice, loans, or credit directly. We facilitate the comparison and connection between users and third-party financial institutions.

3. Eligibility

To use our Service, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding agreements
• Reside in a jurisdiction where our Service is available
• Provide accurate and complete information when using the Service

4. User Accounts

To access certain features of the Service, you may be required to create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account
• Providing accurate, current, and complete information

5. Use of Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to the Service or related systems
• Interfere with or disrupt the Service or servers connected to the Service
• Use automated systems to access the Service without our express written permission
• Transmit any viruses, malware, or harmful code
• Impersonate any person or entity or misrepresent your affiliation with any person or entity

6. Third-Party Services

Our Service may contain links to third-party websites or services that are not owned or controlled by PRIMOR PRESTAMOS SL. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

When you use our Service to connect with financial institutions, you enter into agreements directly with those institutions. We are not a party to those agreements and are not responsible for the terms, conditions, or performance of any third-party financial products or services.

7. Intellectual Property

The Service and its original content, features, and functionality are owned by PRIMOR PRESTAMOS SL and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our Service or included software, nor may you reverse engineer or attempt to extract the source code of that software.

8. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not guarantee that the Service will be available at all times, secure, or error-free. We do not warrant that the information provided through the Service is accurate, complete, or current.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PRIMOR PRESTAMOS SL SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

Our total liability to you for all claims arising from or related to the use of the Service shall not exceed the amount you paid to us, if any, in the twelve months preceding the claim.

10. Indemnification

You agree to defend, indemnify, and hold harmless PRIMOR PRESTAMOS SL and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of the Service or violation of these Terms.

11. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your right to use the Service will cease immediately. All provisions of these Terms that by their nature should survive termination shall survive termination.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Spain, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Barcelona, Spain.

14. Contact Information

If you have any questions about these Terms, please contact us at:

PRIMOR PRESTAMOS SL
Paseo Gracia, 95 - P. 5 Pta. 1
08008 Barcelona, Spain
Email: contact@primorprestamos.org